bankbook

美 { "us": "", "uk": "" }
英 { "us": "", "uk": "" }
数据源: ai_enrichment
银行存折是一种记录银行账户交易明细的纸质或电子小册子,用于个人储蓄和存取款管理。

用法要点

句型搭配

bankbook 通常作为可数名词使用,常与动词如 keep、update、check 等搭配,表示持有、更新或查看存折。在句子中多作宾语或主语。

• keep a bankbook
• update the bankbook
• check the bankbook

介词用法

bankbook 常与介词 in、with、for 连用,表示存折的状态、所属或用途。例如,in the bankbook 指存折内的记录,with a bankbook 表示持有存折,for the bankbook 指为存折办理相关事务。

• record in the bankbook
• transact with a bankbook
• apply for a bankbook

语域说明

bankbook 是正式或半正式用语,常见于银行、金融和法律语境,日常口语中可能用 passbook 或 savings book 替代,但 bankbook 更强调银行机构的官方记录。

• official bankbook
• bankbook statement
• bankbook entry

基础例句

I need to update my bankbook after depositing some money at the bank.

我在银行存了一些钱后,需要更新我的存折。

Can you check the balance in your bankbook to see if the transaction went through?

你能查看一下存折里的余额,确认交易是否成功吗?

She always keeps her bankbook in a safe place to avoid losing it.

她总是把存折放在安全的地方,以防丢失。

The teller asked me to present my bankbook for the withdrawal.

柜员要求我出示存折才能取款。

高级例句

In financial audits, the bankbook serves as a primary document for verifying account transactions and balances.

在财务审计中,银行存折是验证账户交易和余额的主要文件。

The bank requires customers to maintain an updated bankbook for legal compliance and record-keeping purposes.

银行要求客户保持存折更新,以符合法律合规和记录保存的目的。

During the merger, all electronic bankbooks were migrated to the new banking system to ensure data integrity.

在合并期间,所有电子存折都迁移到了新的银行系统,以确保数据完整性。

The contract stipulates that the bankbook must be presented as proof of account ownership for the loan application.

合同规定,申请贷款时必须出示存折作为账户所有权的证明。

高频搭配

verb

keepupdatecheckmaintainlosepresentverify

adjective

personalofficialelectronicoldvaliddetailedbank-issued

noun

accountbalancetransactionrecordbankcustomersignature

adverb

regularlycarefullyelectronicallymanuallysecurely

preposition

inwithforfromto

phrase

bankbook entrybankbook statementbankbook recordbankbook verificationbankbook update

常见错误

❌ 错误:I have a bankbook for my credit card.
✓ 正确:I have a bankbook for my savings account.

错误:bankbook 通常用于储蓄账户,记录存款和取款,而信用卡有单独的账单或对账单。正确用法应关联储蓄账户。

❌ 错误:He wrote the amount in his bankbook.
✓ 正确:The bank teller recorded the transaction in his bankbook.

错误:bankbook 通常由银行工作人员更新和记录交易,个人一般不在存折上书写。正确用法强调银行方的操作。

近义词辨析

passbook

passbook 是 bankbook 的近义词,常互换使用,但 passbook 更口语化,可能更常见于日常语境,而 bankbook 稍正式,强调银行机构的官方性质。

I need to update my passbook (informal) vs. The bank issued an official bankbook (formal).

savings book

savings book 特指用于储蓄账户的存折,与 bankbook 含义重叠,但 bankbook 可泛指各种银行账户的记录本,包括支票账户等,而 savings book 更聚焦储蓄功能。

She uses a savings book for her emergency fund, but her bankbook covers all account types.